Senior Management

Mr. Mao Polo joined Ly Hour Microfinance Institution Plc., as Deputy Chief Executive Officer and Chief Risk Officer in 2012. 

He was a scholarship student from National University of Management. He graduated with his Bachelor of Business Administration (BBA), majored in Accounting and Finance in 1999. In 2004, he obtained a Master of Business Administration (MBA), majored in General Management from Preston University, United State of America. He is certified as a Chartered Banker from the UK-based Chartered Banker Institution (CBI).

He got more than 25 years’ experience in administrative management, accounting, finance, human capital management, digital transformation and IT, retail and commercial lending, credit portfolio and risk management across international non-governmental organizations and in banking sectors. 

Prior to this, he was a Credit Risk Manager with ANZ Royal Bank (Cambodia) Limited where he held the Credit Approval Discretion – CAD to approve loan request for a single customer up to USD 2 Million before promoting to Head of Retail Lending where he looked after the whole retail lending portfolio including SMEs & Home Loans

Mr. Mey Polin is a banking executive with extensive experience in Cambodia, including ANZ Royal Bank (Cambodia) Limited and ABA Bank. He has deep, hands‑on expertise across sales, marketing, business development, credit, customer service, and product development, and held several notable executive‑level roles at ABA Bank before pursuing overseas plans.

As Chief Operating Officer of SBI Bank (Cambodia) PLC., he oversees the bank’s core businesses: retail banking, commercial banking, premier banking, marketing, and product and process development. His leadership is supported by a strong track record in strategic planning, organizational management, and operational development, driving improved profitability, efficiency, and disciplined execution.

Polin holds a master’s degree in commerce from Charles Sturt University (Executive Dean Award) and several professional diplomas earned throughout his career.

Polin combines strong analytical skills with practical decision‑making to consistently drive performance and operational excellence.

Mr. Ny Borat had more than 13 years of experience in auditing banking and financial institutions, as well as other industries in Cambodia, with KPMG Cambodia Ltd. During this time, he spent 1.5 years working in the KPMG Los Angeles Office in the United States of America. He also worked as a management consultant for IFRS conversion projects, internal control assessments, credit risk modelling, and financial projection due diligence for mergers and acquisitions (M&A) and IPO purposes. 

He has held senior executive roles with primary responsibilities related to client engagements, strategy setting, budgeting and financial projections, and analytical financial reporting for executive management and the Board. 

In terms of professional qualifications, he holds a Bachelor’s Degree in Business Administration (BA) from Build Bright University. He earned the CFA Institute Investment Foundations® Certificate in September 2021. He is also a Fellow of the Association of Chartered Certified Accountants (FCCA), United Kingdom, and a Chartered Banker (CB), having completed the Chartered Banker programme jointly awarded by the Chartered Banker Institute (CBI), United Kingdom, and the Asian Institute of Chartered Bankers (AICB), Malaysia

Mr. Teang Sreng is the Chief of Staff of SBI Bank (Cambodia) PLC., He has more than 25 years of experience in various sectors especially in Banking and Financial Institution (BFIs). He works as a human resource strategic and business partner and has been a member of the executive committee in MDI and Bank for more than 16 years. 

He is well-rounded in Learning and Development (L&D), Human Resource Strategy, Human Resource Management System (HRIS) and Learning Management System (LMS).

Mr. Teang Sreng holds a Master of Business Administration major in general management (MBA) from Build Bright University, a Bachelor of Business Administration (BBA) in Marketing from National University of Management and a Bachelor of Education (Bed.) in TEFL from Institute of Foreign Languages (IFL) English Department.

He is certified as SPHRi from HRCI, and he also attended Human Resources Executive (HR C suit) and Strategy Execution from Harvard Business School, Microfinance Management from Boulder and other various short and specialized training courses both local and international professional training academy

Mr. Va Luong Sorin serves as the Chief Information Technology Officer at SBI LY HOUR BANK, bringing extensive experience in IT leadership, digital transformation, and banking technology. Prior to joining SBI LY HOUR BANK, He was the Chief Information Officer and Chief Information Security Officer at one of the biggest commercial bank in Cambodia, where he led & chaired the IT Strategy, IT Committee, digital initiatives, a member of EXCO and Risk Management Committee for over a decade.

Mr. Sorin holds a Master of Science in Information Technology and has participated in various training programs both locally and globally, further enhancing his expertise in IT governance, IT Project Management, cybersecurity, BCP, fintech integration, and digital banking solutions.

Mr. Visal has more than 13 years working experiences in commercial banking sector - internal audit, compliance, and risk management. 

He graduated master’s degree in accounting and finance from La Trobe University, Australia, bachelor’s degree in Finance and Banking from National University of Management, and bachelor’s degree in Computer Science from Royal University of Phnom Penh. 

He has also been certified within key professions- Certified Expert in Risk Management from Frankfurt School of Finance & Management, Germany, Advanced Certification in AML from International Compliance Association (ICA), the United Kingdom, and Regulatory Compliance from the Institute of Banking Finance (IBF), Cambodia

Mr. Heng Texkong serves as the Chief Internal Audit Officer of SBI Bank (Cambodia) PLC., He is responsible for leading internal audit activities, evaluating the adequacy and effectiveness of the Bank’s governance, risk management, internal control systems, and ensuring compliance with applicable regulatory requirements.

He brings over 15 years of professional experience in audit, assurance, and financial management, gained through roles in international audit firms and international development agency of U.S. federal government. His experience includes conducting risk-based audits, compliance reviews, operational performance audits, and advisory engagements to support sound financial and operational governance.

Mr. Heng Texkong is a Certified Public Accountant (CPA) and a Fellow Member of the Association of Chartered Certified Accountants (FCCA), and holds a master’s degree in Accounting and Finance