Micro Business Loan

Micro Business Loan is a flexible financing solution designed to support individuals with small or regular income in meeting their personal and business financing needs. This product offers accessible funding to help customers start, expand, or stabilize their income-generating activities with greater financial confidence.

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Detail Information

  • Eligibility
    This loan is specifically designed for micro-entrepreneurs and individuals at the grassroots level.
    • Individuals with stable and verifiable income
    • Salaried employees, professionals, or self-employed individuals
    • Cambodian citizens with a valid national identification document
    • Aged between 18 and 65 years old
    • Permanently residing in the country
    • Ability to demonstrate repayment capacity based on income and cash flow
    • Acceptable credit history in accordance with the Bank’s credit assessment standards
       
  • Product Features
    • Currency: KHR/USD
    • Tenure: Up to 7years
    • Loan Size: From USD500 Up to USD10,000
    • Interest Rate (p.a.): Negotiable
    • Processing Fee: Negotiable
    • Payment Method: Flexible

Requirements Documents

  • Valid National Identification Card or Passport or Civil Servant Identification
  • Family Book or Residence Certificate 
  • Proof of income or business activity (e.g. salary slip, employment confirmation letter, business license, or income statement)
  • Collateral documents 
  • Other supporting documents as required by the Bank from time to time.

Terms and Conditions

Terms and conditions are subject to change at the discretion of the Bank without prior notice to the Customer.

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