Savings Account

offers you higher interest rates as your account balance grows, allowing your money to work harder for you.

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Interest Rate Details for the Savings Account:
Effective from 01 July 2026

Account Tier

Annual Interest Rate (KHR) 

Annual Interest Rate (USD)

≤ 1,000 or (Equivalent)

0.75%

0.25%

> 1,000 - ≤ 5,000 or (Equivalent)

1.00%

0.50%

> 5,000 - ≤ 25,000 or (Equivalent)

1.50%

1.00%

> 25,000 - ≤ 50,000 or (Equivalent)

2.00%

1.50%

> 50,000 or (Equivalent)

2.50%

2.00%

 

Terms and Conditions

Detail

Eligibility
  • Local Cambodians or Foreigners (18 years and older) 
  • Individuals or Legal Entities or Other Financial Institutions
Initial DepositNot Required
Ongoing Min-BalanceNot Required
Account CurrencyKHR or USD
Tax on Interest4% for Resident or 14% for Non-Resident
Interest Payment Accrued Daily and Credited Monthly 
Dormant FeeUSD 10 or Equivalent if non-transaction for 12 Consecutive Months 
Early Closure FeeUSD 10 or KHR 40,000 (Within 3 Months)
Passbook
  • Free of Charge for First Issuance
  • USD 3 or Equivalent for Loss, Damage or Renew
Debit card Free of Charge for Annual Fee
Credit Card (Gold)
  • Free of Charge for Both the First Issuance and Annual Fee
  • Provide up to 80% of Secured Funds as Credit Limit, Starting from a Minimum Limit of USD 2,000 (Equivalence).
Account Statement Free of Charge

Benefits

  • Open an account with no initial balance and ongoing Min-balance with get an interest rate up to 2.50% per year!
  • Enjoy the freedom to withdraw or deposit cash whenever you need it via our branch counters or ATMs/CDMs.
  • Easy access to your account 24/7 through Mobile Banking and Visa Cards.
  • Your funds are kept secure with high-standard banking protocols​ from Japan.

How to Open an Account

Start your banking journey with us today. Opening an account is quick, simple, and convenient. You can get started through any of the following:

  • Visit our nearest branch to speak with our staff directly.
  • Call our Call Center for guidance and support via Facebook or call: 023 980 888 / 093 671 111.
  • Fill out the application.

Required Documents:

  • Cambodian:
    • Age: 18 years old.
    • Valid National Identification Card (NID) / Valid Passport.
  • Foreigner:
    • Age: 18 years old.
    • Original and Valid Passport with a Valid Visa.
    • Proof of Cambodia if an Individual is Physically Present in Cambodia for More than 182 days during the Calendar Year.
  • Attached Resident Status:
    • Employment Letter (No longer than 6 months from signing date) / Valid Employment Contract or
    • Valid Foreign Work Permit, Valid Rental Agreement, or
    • Valid Patent / Company Extract / Business Permission indicates the Customer's Name on it.

Terms and Conditions

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