Micro Business Loan

Small Business Loan is tailored for small business owners seeking additional financing to grow their operations. This loan helps improve working capital, acquire business assets, and strengthen operational capacity, enabling businesses to achieve sustainable growth and long-term success.

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Detail Information

Eligibility
This loan is for entrepreneurs who need a small amount of capital to buy daily stock, pay for minor repairs, or bridge short-term cash flow gaps. We focus on hardworking individuals with a consistent daily or weekly income who are looking for a trustworthy financial partner to help sustain and grow their livelihood.

  • Small and medium-sized enterprises that are legally registered and operating in compliance with applicable laws.
  • Business owner
  • Demonstrated business operations with clear and verifiable cash flow
  • Cambodian citizens with a valid national identification document
  • Aged between 18 and 65 years old
  • Permanently residing in the country
  • Ability to demonstrate repayment capacity based on income and cash flow
  • Acceptable credit history in accordance with the Bank’s credit assessment standards

Product Features

  • Currency: KHR/USD
  • Tenure: Up to 10 years
  • Loan Size: From USD10,001 Up to USD 50,000
  • Interest Rate (p.a.): Negotiable
  • Processing Fee: Negotiable
  • Payment Method: Flexible

Benefit

  • processing and approval to meet your urgent business needs and daily expenses.
  • Simplified documentation and collateral options designed for micro-entrepreneurs and family businesses.
  • Small loan amounts with manageable installments that help you grow your business step-by-step without heavy financial pressure.

How to Apply Loan

Getting the capital your business needs is straightforward. We have streamlined our application process to ensure you receive your funding as quickly as possible. You can apply for loans as follows:

  • Visit our nearest branch to speak with our staff directly.
  • Call our Call Center for guidance and support via Facebook or call: 023 980 888 / 093 671 111
  • Simply fill out the application.

Requirements Documents

  • Valid National Identification Card or Passport or Civil Servant Identification
  • Family Book or Residence Certificate 
  • Business registration certificate, patent tax certificate, or other legal business licenses
  • Financial statements or income records (e.g. balance sheet, profit & loss statement, cash flow)
  • Collateral documents 
  • Other supporting documents as required by the Bank from time to time.

Terms and Conditions

Terms and conditions are subject to change at the discretion of the Bank without prior notice to the Customer.

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